XRP的基本价值 -来源于Nov 29, 2017 |2017年11月29日|Team Ripple团队
Much of the public discussion about digital assets today revolves around price.关于数字资产的公众讨论大多围绕价格展开。Companies hope for a pop on an initial offering to raise funds, investors seek to ride an asset for a long-term payday, or consumers try to time market moves for a quick buck.公司希望通过首次募股来筹集资金，投资者寻求长期支付资产，或者消费者试图通过快速降低市场走势。But while this emphasis on price may be appropriate for most assets, it does a disservice to XRP.但是，虽然这种强调价格可能适合大多数资产，但对XRP来说却是不利的。
The ultimate merit of XRP lies not necessarily in its price, but in its institutional value and use cases.XRP的最终价值不一定在于其价格，而在于其制度价值和用例。XRPis the only digital asset custom-built for enterprises to facilitate the transfer of value.XRP是企业为了便利价值转移而定制的唯一数字资产。This aligns with Ripple's vision to create a globalInternet of Value, by acting as a reliable, on-demand option to source liquidity and send cross-border payments.这与Ripple的愿景是一致的，即创建一个全球价值的互联网，作为一个可靠的按需选项来获得流动性和发送跨境支付。
Ordinarily, a company managing a cross-border payment would send money through traditional accounts that take three to five days to settle.通常情况下，管理跨境支付的公司会通过传统账户汇款三到五天。Alternatively, a company can speed up this transaction by pre-funding nostro accounts in the recipient's country to cover the amounts being transferred.或者，公司可以通过预先在接收国的nostro帐户预付款来加快交易速度，以弥补转移的金额。This ties up valuable capital that could be used elsewhere and incurs foreign exchange fees regardless.这就把可以在其他地方使用的有价值的资本联系在一起，并且不管收取外汇费用。
XRP is best suited as a liquidity toolXRP最适合作为流动性工具
Through Ripple, these same enterprise customers gain access to real-time global payments across 27 countries with end-to-end tracking and certainty.通过Ripple，这些同样的企业客户可以通过端到端的跟踪和确定获得27个国家的实时全球支付。But by using XRP within those transactions, they can earn even greater benefits.但通过在这些交易中使用XRP，他们可以获得更大的收益。XRP enables these companies to source liquidity on demand in real time without having to pay transaction fees or pre-fund nostro accounts.XRP使这些公司能够实时按需提供流动性，而无需支付交易费用或预先资金的nostro账户。
This is achieved because XRP serves as a bridge currency between fiat currencies, avoiding the time and cost of pre-funding accounts or managing fiat-to-fiat exchanges.这是因为XRP作为法定货币之间的桥梁货币，避免了预先筹资账户的时间和成本，或者管理法定货币兑换。Through XRP, banks, payment providers and businesses can supercharge their cross-border payments to expand into new markets, increase payment volume, lower foreign exchange costs, and provide faster settlement times for their customers.通过XRP，银行，支付提供商和企业可以增加跨境支付，扩大新市场，增加支付量，降低外汇成本，并为客户提供更快的结算时间。
How is this possible?这怎么可能？Over a five-year track record, XRP has been proven fast, scalable and stable.经过五年的记录，XRP已被证明是快速，可扩展和稳定的。
Fast快速
XRP enables fully settled payments in four seconds.XRP能够在四秒钟内完成结算付款。That compares to traditional payment systems that can take three to five days, and even leaves other popular digital assets like Ether (two or more minutes) and Bitcoin (one or more hours) in the dust.相比之下，传统的支付系统可能需要三到五天的时间，甚至将其他流行的数字资产（如乙醚（两分钟以上）和比特币（一个或多个小时））留在尘土之中。
Scalable可扩展
XRP can handle 1,500 transactions per second: 24 hours a day, seven days a week, 52 weeks a year.XRP每秒可以处理1,500个交易：每周七天，一年二十四个，每周二十四个，每天24小时。This is 100 times more transactions per second than Ether and more than 250 greater than Bitcoin.这比Ether每秒交易次数多100倍，比比特币高250多倍。XRP can also scale to handle the same transaction throughput as Visa.XRP也可以扩展以处理与Visa相同的事务吞吐量。
Stable稳定
Ripple was established in 2012 and has closed every subsequent ledger over the intervening five years – more than 34 million transactions – successfully without issue.Ripple成立于2012年，并在五年的间隔期内关闭了每一个后续分类账 - 超过3400万笔交易 - 成功没有问题。And all of this is done with negligible energy consumption.而这一切都是以可忽略的能源消耗完成的。
What does this mean for the ultimate value of XRP?这对于XRP的最终价值意味着什么？That it is a long-term play measured not by short-term jumps in price, but rather by enterprise adoption of Ripple and use of XRP.这不是短期的价格上涨，而是企业对Ripple的使用和XRP的使用。
Today, more than 100 customers and over 75 commercial deployments are part of Ripple's growing global network.今天，超过100个客户和超过75个商业部署是Ripple不断增长的全球网络的一部分。FromAmerican ExpresstoStandard Chartered, the use cases continue to expand, and with them, the ultimate potential for XRP.从美国运通到渣打银行，用例不断扩大，并且带来了XRP的最终潜力。
