原书链接

前言：作者是谁？读者为何要阅读这本书

作者开篇说：如果这本书里有你觉得可以起作用的地方，那便继续用着。如果有些确实不起作用，那就把他们丢掉，不用留余地。

许许多多的关于财富的书籍，都只能给你短暂的鸡汤冲击的原因在于：你内心的财富蓝图并没有准备去成功。因此，其他一切都没有用。

正如作者自身的经历。他在想通这个问题之前，一直创业失败。他非常害怕，害怕失败，害怕成功之后再失去，甚至害怕自己是所谓命定贫穷与失败之人。后来他爸爸的富豪朋友和他进行了一番恳切的对话“Harv, if you’re not doing as well as you’d like, all that means is there’s something you don’t know.”“rich people think diffrently, all you have to do is copy how rich people think.”(如电影镜头般的故事情节 微笑)

后来，作者借了钱去开健身房。他学到的第一个富人思维就是 坚定自己会成功，并且要一直专注一这个生意，直到自己成为百万富翁。The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more.他意识到，他过去一直认为自己的想法都是对的，然而事实上，正是这些他认为是对的想法，成为了他路上的阻碍物。

第一章：财富蓝图

how each of us is conditioned to think and act when it comes to money, and outline four key strategies for revising our mental money blueprint.

首先，为什么才富蓝图很重要。如果你的内心没有准备好迎接财富，即便你获得了这样的财富，你也很快会失去它们。中彩票的人就是很好的例子。而白手起家的很多人，即便失去了财富，也能很快赚回来。（这种说法很决对。像是有了结论后刻意去寻找例子。而不是通过是通过足够的数据来证明结论。）

根决定果。It’s what’sunder the ground that creates what’s above the ground. It’s what’s invisible that creates what’s visible.

The Four Quadrants. These four quadrants are the physical world, the mental world, the emotional world, and the spiritual world. What most people never realize is that the physical realm is merely a “printout” of the other three.A lack of money is merely a symptom of what is going on underneath. 我们活在一个存在因果的世界

做一个宣言。具体如下every time you reach the end of a major principle in this book, you first put your hand on your heart, then make a verbal “declaration,” then touch your head with your index finger and make another verbal “declaration.” What’s a declaration? It’s simply a positive statement that you make emphatically, out loud.I recommend that you state your declarations aloud each morning and each evening. Doing your declarations while looking into a mirror。 强调这样做可以有能量，官方性和促进行为的产生。if you go to www.millionairemindbook.comand click on “FREE BOOK BONUSES,” we will give you a free list of all the declarations

财富蓝图是什么？怎样塑造？财富蓝图是你脑海中关于金钱的关系与构造，类比于一座房子的设计图。怎样塑造？记住这个公式：P-T-F-A = R Thoughts lead to feelings. Feelings lead to actions. Actions lead to results.p指的是 programming。过去的编程输入决定与塑造了你的想法。 被塑造具体有3个手段：1.Verbal programming:What did youhearwhen you were young? 2.Modeling:What did you see when you were young? 3. Specific incidents:What did you experience when you were young?

关于Verbal programming，4个步骤去改变想法Steps for Change: Verbal Programming

AWARENESS:Write down all the statements you heard about money, wealth, and rich people when you were young.

UNDERSTANDING:Write down how you believe these statements have affected your financial life so far.

DISASSOCIATION:Can you see that these thoughts represent only what you learned and are not part of your anatomy and not who you are? Can you see that you have a choice in the present moment to be different?

DECLARATION:Place your hand over your heart and say... “What I heard about money isn’t necessarily true. I choose to adopt new ways of thinking that support my happiness and success.”

关于Modeling

我们从孩童时代起就已经学会了如何模仿。在潜意识里，我们复制与模仿太多关于父母的想法与做法。

虽然也有人是完全与父母相反的。但是他们赚钱的目的可能是因为对于父母 的愤怒与不满。而如果把赚钱和愤怒不满联系在一起。钱就会在啊潜意识里成为负担。并且事实上，这些感情上的问题永远不能通过金钱解决。果由根决定。父母的矛盾，必须从父母身上解决。因此应该尝试将喜悦，贡献这些词与金钱联系起来，如果你想赚钱的话。

关于special incidents

有一些曾经的往事对于财富的思考有重大的影响。另外，解决人与人之间关于财富蓝图的不同也很重要。

具体解决人与人不同 的方法步骤：

Sit down and discuss the history each of you brings to your thoughts about money.Then create a list of these attitudes and actions you both agree to live by and write them down. Post them on the wall.

你的金钱蓝图是怎样的？从你当下 的结果和状态就可以判断出。但是，大部分时候我们的潜意识作用这我们的行为。因此，第一步，意识到，是很重要的。要记住，你的想法决定你的结果。

第二章 十七个富人与众不同的思维方式

大部分时候，我们的反应都是有我们脑海中放入柜子里储存的文件信息决定的。这些文件信息让我们在做出的反应的时候理所当然。我们每个人都有习惯，去干一件事习惯，不干一件事也是习惯，二改变不干的习惯的唯一做法，就是去做。

Wealth File #1 Rich people believe “I create my life.” Poor people believe “Life happens to me.”

富人始终认为自己是自己生活的掌舵人。他们不认为自己是生活受害者。如果出了什么问题，他们不会认为The problem is anything or anyone but them，不会去责难。他们不会在赚不到钱的时候强作解释，说什么金钱也没有那么重要。Would you have a motorcycle if it wasn’t important to you? Of course not.  In the same way, if you don’t think money is important, you simply won’t have any.他们不会为了辩解，对于金钱做出无聊的比较，想是钱和爱。although love may make the world go round, it sure doesn’t pay for the building of any hospitals, churches, or homes. It also doesn’t feed anybody.最后，他们也不会去抱怨。universal law “What you focus on expands.“抱怨只会使得要抱怨的事情出现更多。

认同的做法：At the end of each day, write down one thing that went well and one thing that didn’t. Then write the answer to the following question: “How did I create each of these situations?” If others were involved, ask yourself, “What was my part in creating each of these situations?”

Wealth File #2 Rich people play the money game to win. Poor people play the money game to not lose.

如果在体育或者棋类竞赛里，你只想着如何防守，那你永远不会赢。如果只想着如何还贷款还债，想着仅仅让生活舒适就好，这巨额的财富是无缘的。

做法：

1. Write down two financial objectives that demonstrate your intention to create abundance, not mediocrity or poverty. Write “play to win” goals for your:

a. Annual income

b. Net worth

Make these goals achievable with a realistic time frame, yet at the same time remember to “shoot for the stars.”

2. Go to an upscale restaurant and order a meal at “market price” without asking how much it costs. (If funds are tight, sharing is acceptable.)

Wealth File #3 Rich people are committed to being rich. Poor people want to be rich.

One minute the universe hears that you want to be rich, so it begins sending you opportunities for wealth. 必须确定的是，变成富人确实是你真实想要的。you always get what you want— what you subconsciously want, not what you say you want. want 可以分为三个等级。第一，want.第二，Ichooseto be rich.第三，I committed to being rich .the wordcommitis “to devote oneself unre- servedly.” means being willing to do whatever it takes for as long as it takes. “That you’re trying means little. The definition of commitment is to devote oneself unreservedly.” The key word is unreservedly. Which means you’re putting everything, and I mean everything, In my experience, getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never-give- up attitude, and of course a rich mind-set. You also have to believe in your heart of hearts that you can create wealth and that you absolutely deserve it.

Wealth File #4 Rich people think big. Poor people think small.

举个例子。From the moment I even considered going into this business, my intention was to have one hundred successful stores and affect tens of thousands of people. My competitor, on the other hand, who started six months after me, had the intention of owning one successful store. In the end, she earned a decent living. I got rich!

在这个背后的价值观。Your life is not just about you. It’s also about contributing to others. It’s about living true to your mission and reason for being here on this earth at this time. It’s about adding your piece of the puzzle to the world.Do you know the definition of an entrepreneur? The definition we use in our programs is “a person who solves problems for people at a profit.” That’s right, an entrepreneur is nothing more than a “problem solver.” we each came to this earth with natural talents, things we’re just naturally good at. These gifts were given to you for a reason: to use and share with others. What I have witnessed is too many people not doing theirjob,not fulfilling theirduty,ordharmaas it’s called in Sanskrit.

Wealth File #5 Rich people focus on opportunities. Poor people focus on obstacles.

保持乐观。（如每天感激的训练）明白随时做好准备。Rich people also understand that you can never know all the information beforehand.

Wealth File #6 Rich people admire other rich and successful people. Poor people resent rich and successful people.

这条具体的说明和例子真的没意思透了。所以重要的一点就是意识到不能通过一个人有钱或者没钱就轻易判断和评价一个人，对于没钱人善意，对于有钱人亦如是。因为如果你潜意识觉得有钱人不好，其实你也是觉得是有钱这件事本身不好。那你是不可能去做一个你认为“不好”的人。少一点仇富。并且把她们当平常人一人交往，不要刻意逃避。

Wealth File #7 Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.

这条太势利了无视。

Wealth File #8 Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

对于成功，不去推销自己是一个很大的阻碍。作者分析了四个不去推销自己的原因。第一，被别人很恶劣的推销过。第二，自己有很失败的推销经历，把推销当成了失败的恐惧。第三，什么会咬人的狗不叫这种想法。第四，总是想着我不够独特吗，为什么还要做推广呢。

Wealth File #9Rich people are bigger than their problems. Poor people are smaller than their problems.

The secret to success is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than any problem.

If you have a big problem in your life, all that means is that you are being a small person!

相信自己强大起来，就可以解决问题。

做法：

1. Whenever you are feeling upset over a “big” problem, point to yourself and say, “Mini me, mini me.” Then take a deep breath and say to yourself, “I can handle this. I am bigger than any problem.”

2. Write down a problem you are having in your life. Then list ten specific actions you can take to resolve or at least improve this situation. This will move you from problem thinking into solution thinking.

Wealth File #10 Rich people are excellent receivers. Poor people are poor receivers.

“If a hundred-foot oak tree had the mind of a human, it would only grow to be ten feet tall!”常常过于看轻自己。

For every giver there must be a receiver, and for every receiver there must be a giver.如果你认给予是一件很棒的事情，那么不要忘了这句话，给予与接受是平衡的。

做法：

Practice being an excellent receiver. Each time someone gives you a compliment of any sort, simply say, “Thank you.” Do not return a compliment to that person at the same time. This allows you to fully receive and own the compliment instead of “deflecting” it, as most people do. This also allows the giver of the compliment the joy of giving the gift without it being thrown back at them.

这个做法有点好玩哈哈哈哈。

Wealth File #11 Rich people choose to get paid based on results. Poor people choose to get paid based on time.

强调不要用时间来看待工资。要看结果。拿股票分成和拿死工资是不一样的。

Wealth File #12 Rich people think “both.” Poor people think “either/or.”

贪心点。自信点。

做法：Practice  thinking and creating ways of having“both.” Whenever alternatives are presented to you, ask yourself, “How can I have both?”

Wealth File #13 Rich people focus on their net worth. Poor people focus on their working income.

Net worth contans:

1. Income

2. Savings

3. Investments

4. Simplification

增加被动收入和投资途径。

Wealth File #14 Rich people manage their money well. Poor people mismanage their money well.

同上

Wealth File #15 Rich people have their money work hard for them. Poor people work hard for their money.

Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.

工作是为了以后不为钱工作，看中被动收入的重要性。

Wealth File #16 Rich people act in spite of fear. Poor people let fear stop them.

Action is the “bridge” between the inner world and the outer world.

Wealth File #17 Rich people constantly learn and grow. Poor people think they already know.

老生常谈。