As we all know ,increasing number of students use the credit cards all over the world .And this phenomenon has caught a great many people's attention .What kind of outcome can be brought to us under such a phenomenon ?

        Some students do manage some business with it .For example ,my roommate Grohao Wang traveled and studied in USA this summer .When he lived in that country ,almost his whole consumption is completed with the credit card .The advantage is obvious .We can buy the goods that we can't afford at that time .If there are some sales ,we won't miss it because we have enough money for a short time .And using the credit cards can increase the efficiency of buying and sailing .How wonderful the shopping is when you don't have to find the change !

        On the contrary ,it is terrible for students to use the credit cards without any education of managing money .College students are too young to consume as free as they can .Most students can't control their urgency to buy ,and this behavior may bring a mints debt that they can't pay back next month.What's more ,always costing the money of tomorrow would let the students make a habit ,which could lessen our happiness in our daily life .

        To be honest ,there are few students using the credit cards to satisfy their desire to consume around us .Because China Banking Regulatory commission forbids banks to provide credit with college students unless the students have got their parents ' endorsement .Therefore ,in our country, the credit consumption of college students is under supervision ,which means it's safe but limited .That's why I believe this trend is just a little step for college students ' credit consumption .